Cookie Policy

This Cookie Policy outlines the use of cookies and analogous tracking technologies on the website (“Website”) operated by Hudson Bailey Insurance Services, Inc. 

For details regarding our broader data handling practices, please refer to our Privacy Policy.

  1. Cookies and similar technologies are deployed to:
    1. Recognize returning users and devices
    2. Capture session activity, page views, and time spent on site
    3. Store language and regional preferences
    4. Facilitate navigation and content personalization
    5. Enhance security and fraud prevention
    6. Deliver targeted advertisements and measure campaign effectiveness
  2. Cookies may also be used to track user interactions across third-party websites for analytics and marketing purposes.
    1. Users may manage cookie preferences through browser settings or via the cookie management tools provided on our Online Services. 
    2. For more information, refer to our Cookie Policy.
  3. Do-Not-Track Signals
    1. At this time, Hudson Bailey Insurance Services, Inc. does not respond to browser-based "Do Not Track" (DNT) signals. 
    2. Users should be aware that third-party entities may collect data regarding their interactions with Hudson Bailey Insurance Services, Inc. online services, as well as their activity across other websites and digital platforms.
  4. Cookie Usage Overview
    1. The following outlines the types of cookies that may be deployed on our website, their functions, the data they collect, and their intended use:
    2. Geo Location Cookie
      1. Upon initial access to the Site, the user's IP address is used to infer geographic location and suggest the appropriate regional version of the Site. A cookie is then stored to retain the selected country and language preferences. 
      2. On subsequent visits, this cookie enables automatic redirection to the previously selected regional and language-specific version of the Site, enhancing user experience by eliminating the need for repeated selection.
    3. Site Catalyst Cookie (Adobe Analytics)
      1. This session-based cookie collects anonymized data regarding user navigation patterns, including entry points, search behavior, content engagement, and transaction flow (e.g., completed or abandoned purchases). 
      2. The data is aggregated and used for statistical analysis to optimize site structure, content relevance, and overall usability.
    4. DoubleClick Cookie (Google Inc.)
      1. A tracking pixel is deployed to monitor user visits for the purpose of retargeting via banner advertisements across affiliated networks. 
      2. This cookie identifies repeat visitors and enables the delivery of contextually relevant ads. 
      3. For more information or to opt out, users may visit: Google Ads Privacy.
    5. Affiliate Tracking Cookie
      1. This cookie captures a transaction ID and timestamp to attribute sales to referring affiliate websites. 
      2. It enables accurate tracking and commission assignment within our affiliate network.
    6. Optimost Cookie (Hewlett-Packard)
      1. Used for A/B and multivariate testing, this cookie assigns an anonymous visitor ID to distinguish between unique and returning users. 
      2. The data collected supports iterative improvements to site layout and functionality based on user interaction patterns. For details, refer to the Optimost Privacy Policy.
    7. Oracle Cookie
      1. A persistent cookie may be set via Oracle services to monitor user engagement with Hudson Bailey Insurance Services, Inc. web pages. 
      2. If a user has previously interacted with other Oracle-enabled sites, the existing cookie may be reused. 
      3. However, cross-site behavioral data is not merged. 
      4. The collected data is used solely to assess content performance and user engagement on our Site. For more information, consult the Oracle Privacy Policy.
    8. Cookie Management
      1. Users may configure their browser settings to refuse cookies. 
      2. However, disabling cookies may impact the functionality and user experience of the Site, including access to certain features and services.